Your own insurance
Why you still need a personal policy, and what to ask your insurer.
Updated October 10, 2026
Hosts must carry their own auto insurance that meets the minimums required by law. If your car is financed or leased, you may need more.
- Keep valid registration and proof of insurance in the car.
- Keep your policy details current with Seifly.
- Ask your insurer whether it covers peer-to-peer sharing. Many personal policies exclude it, and some insurers may cancel a policy on discovery.
Seifly is not an insurer. Earnings plans reduce your exposure to certain claims, but they are not a substitute for your own insurance.
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